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Hot Programs Matrix

Updated: 11/17/2023
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-Matrix Disclaimer Link-

Hot Programs M


What is AMI?
AMI, or Area Median Income, serves as a statistical metric employed by the U.S. Department of Housing and Urban Development (HUD) and various organizations. It aids in establishing the average income of residents within a designated geographic area, be it a city or county. This measure is pivotal in shaping affordable housing programs, particularly those intertwined with mortgages. To access AMI limits based on a specific property address, you can explore the following links to AMI tools.

FreddieMac AMI Link
FannieMae AMI Link
 


What is DPA?
DPA, or Down Payment Assistance Program, refers to financial support provided to borrowers by charities, government entities, or employer/non-profit organizations. This assistance can come in the form of a grant or a community second/subordinate mortgage. To discover a comprehensive list of available DPA programs in the area of your subject property for purchase, please contact us at 833-832-5625 or via email at ja@eblockloans.com.

Special Purpose Credit Program
Proximity Areas Subject to AMI Limits

Arizona

  • Phoenix-Mesa-Chandler

California

  • Riverside-San Bernardino-Ontario

DC, Virinia, Maryland, West Virginia

  • Washington DC Area

Florida

  • Miami-Fort Lauderdale-West Palm Beach

  • Orlando-Kissimmee-Sanford

  • Tampa-St. Petersburg-Clearwater

Georgia

  • Atlanta-Sandy Springs-Roswell

Illinois, Indiana

  • Chicago-Naperville-Elgin

Maryland

  • Baltimore-Columbia-Towson

Michigan

  • Detroit-Warren-Dearborn

Missouri, Illinois

  • St. Louis

New York, New Jersey

  • New York-Newark-Jersey City

Ohio

  • Cleveland

Oklahoma

  • Oklahoma City

Pennsylvania, New Jersey, Delaware, Maryland

  • Philadelphia-Camden-Wilmington

Tennessee, Mississippi, Arkansas

  • Memphis

Texas

  • Brownsville-Harlingen

  • Dallas-Fort Worth-Arlington

  • Houston-Pasadena-The Woodlands

  • McAllen-Edinburg-Mission

  • San Antonio-New Braunfels

Proximity Areas Not Subject to AMI Limits
Atlanta
Baltimore
Chicago
Detroit
Memphis
Philadelphia

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